If you’re renting out a place, whether it’s a whole house or even just a condo unit, you’re going to want to think about landlord insurance. It’s a bit different from regular homeowners insurance, and it’s designed to protect you from the specific risks that come with being a landlord.
Think about it – if you own the whole building, landlord insurance can help cover damages to the structure itself, like the roof or the outside walls. And even if you just own a condo unit you’re renting out, you’ll still want coverage that goes beyond what the condo association’s policy covers. It can help with liability issues if a tenant or their guest gets hurt on your property, and it can also cover things like lost rental income if the property becomes uninhabitable due to a covered event.
Whether you’re a seasoned pro with multiple rental properties or you’re just looking to sublet your place for a bit, getting the right landlord insurance is key for protecting your investment and giving you some peace of mind. As your local agent, I can help you figure out exactly what kind of policy makes sense for your situation. Let’s make sure you’re covered for whatever comes your way as a landlord.
If you’re not sure what coverage you need, check our guide here to make sure you get the right coverage for you.
Ready for an insurance agent who genuinely values your business? At Rob Geiger Local Agent, we believe in building relationships, not just selling policies. Give us a chance to earn your trust – book a convenient time to chat using the form below.